http://localhost:8080/xmlui/handle/123456789/7665 2026-04-12T22:48:53Z 2026-04-12T22:48:53Z Nirmal, Anilkumar Derashri, Purvi http://localhost:8080/xmlui/handle/123456789/7865 2020-11-13T08:33:32Z 2019-02-01T00:00:00Z

NPAs, A NightMare for Banking system Nirmal, Anilkumar; Derashri, Purvi NPAs are always being a challenge for any banking system across the world. As banks are primarily meant for depositing and lending the money to the customer. In India public sector banks are more loaded with the NPAs as compare to the private sector banks and their are many reasons apart from the political influences . Indian became the developing country in real sense after the liberalisation in the year 1991 and emerge as the emerging economy itself and also at the world level. Banking is the most important part of any country and its supplies the blood to country’s financial system. Indian banking system is most important part of country’s economy since internationalisation happened in 1969 and its transformed after many times year on year. It has the very critical job as its supplies the money through a formal way to the countryman and so its reaches to the right people and hence its gets again invested in the agriculture, manufacturing, difference services and utilities and thus creates the employment and jobs. Lots of other processes are also coming in between. 1 Indian Banking system has passed through many phases and since 1969 and with the development of the country it also emerged as on the big banking system in the world. A banking system is placed for depositing and withdrawing the money and it was its core purpose and same is for any bank in the world. In India but lots of money was only lended to big business man, politician or the influential people in the country after the independence of the country and to come out from this scenario there was a policy established for the priority sector lending and since then lending is divided into 2 parts. One is Priority sector lending and other in Non- Priority sector lending. After many phases of struggle and one by one changing the banking policy and lending strategies government has started to its goal of sustainable development and then after liberalisation in year 1991 Government has decided to give license to private players to open the bank so technology and competition in the banking system comes and hence ultimate beneficiary customer get the good services of banking and we also compete at the world level. There are private players like ICICI, HDFC, UTI and others which got the banking license to open the new generation private banks and since then indian banking system has started upgrading itself multifold year on year and shown the exponential growth. Since 2018 there was other banking license are given and result of that new Small Finance Bank, Payment Banks also took the birth.Now one of the biggest problem in front of the Banks is today is NPAs which has just became the Nightmare for the Government as well as for the RBI and for the Bank which has lended money to the concerned Entity/ Individual. These NPAs many a time become non recoverable thing and then it hurt the profitability of the bank and ultimately investors and shareholders and in between also many investors are hampered in this entire process. Also the most big part of it is, money did not belongs to these banks, these the liability for them so borrow from the public who deposit the money in bank and then bank lend them under the guidance.

2019-02-01T00:00:00Z Patel, Ashwinkumar A. Panchasara, Dignesh S. http://localhost:8080/xmlui/handle/123456789/7864 2020-11-13T08:29:57Z 2019-03-01T00:00:00Z

Rising Problems and Challenges in Rural Entrepreneurs Patel, Ashwinkumar A.; Panchasara, Dignesh S. Rural entrepreneurship was a neglected domain throughout the past, but with the unfold of education and awareness among the agricultural enterprisers the image has been changed and thus the agricultural enterpriser has emerged as today’s most haunting and sacred entrepreneurs. When we have a tendency to speak about a nation, the agricultural entrepreneurship plays a role among the economic development and makes important contributions to the process of the country. The event of the country would be really slow if the agricultural entrepreneurship is neglected and stopped to affix the foremost stream of productive activities. This paper unfolds the importance of rural entrepreneurship and collectively focuses the role of rural entrepreneurs among the Indian economy and conjointly their contributions to the economic development. Varied broader objectives like growth with equity are achieved by enabling the event of rural entrepreneurship. There’s necessity of molding and shaping the agricultural entrepreneurship with the entrepreneurial traits and skills. This could alter the entrepreneurs to adapt with the changing trends in every the domestic and world markets and designed up competencies enough to sustain and try for excellence. The paper collectively makes an attempt to look out the challenges and problems for the potentiality of rural entrepreneurship. It collectively tries to concentrate on the most problems Janus-faced by entrepreneurs notably among the sector of commercialism of product, various primary amenities like water, convenience of electricity, transport facilities, required energy and financial amenities. Among the light-weight of this associate degree analysis paper focuses on the most challenges and problems on the market within the Indian market by en-cashing the chances and prospects of an analogous to be an prepared and winning entrepreneur.

2019-03-01T00:00:00Z Shah, Aashka Mali, Asmita http://localhost:8080/xmlui/handle/123456789/7863 2020-11-13T08:27:20Z 2019-04-01T00:00:00Z

Impact of Pradhan Mantri MUDRA Yojana in India Shah, Aashka; Mali, Asmita There are many financial inclusions introduced by Government of India (GOI), but one of the most popular one is Pradhan Mantri MUDRA Yojana. PMMY has been started by government of India (GOI) for encouraging and uplifting new entrepreneurship in India. It is a non-banking financial institution by GOI. It provides loans upto Rs.10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. MUDRA loans play a major role in success of new enterprises. Key Words : Government of India (GOI), MUDRA loan, Small/ Micro finance, Non-Banking financial Institution

2019-04-01T00:00:00Z Vadgama, Mehul Gujral, Tripti. M. Valand, Jignesh http://localhost:8080/xmlui/handle/123456789/7862 2020-11-13T08:24:46Z 2019-02-01T00:00:00Z

Electronic Accounting: The Essentiality of Rising Indian Business Vadgama, Mehul; Gujral, Tripti. M.; Valand, Jignesh Electronic accounting is a rising concept in the area of accounting. In e-accounting, the procured documents and bookkeeping records are available in digital form instead of on a paper. This concept is also acknowledged at global level. The e-accounting helps in reducing the time, electricity, paper reduction and cost reduction at source. Due to advancement in Technology, new software are available for recording the bookkeeping and other monetary transactions Accounting has its own significance in carrying out the various functions in any organization and it is also called as the replica of the business. The conventional accounting is a time consuming method and it requires a year to complete the cycle process. Whereas, modern accounting gives a better and accurate results by one command through the computer.

2019-02-01T00:00:00Z